Beginning at Dh320 annually, the United Arab Emirates has established a minimal health insurance package for domestic workers and private sector employees in the Northern Emirates. Employees with chronic illnesses won't have to wait for coverage under the basic insurance plan. It is applicable to anyone between the ages of 1 and 64; those above 64 are required to fill out a medical disclosure form and include current medical records.
Beginning at Dh320 annually, the United Arab Emirates has established a minimal health insurance package for domestic workers and private sector employees in the Northern Emirates.
Employees with chronic illnesses won't have to wait for coverage under the basic insurance plan. It is applicable to anyone between the ages of 1 and 64; those above 64 are required to fill out a medical disclosure form and include current medical records.
Private sector employees in Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah will be covered by the health insurance program beginning on January 1, 2025. The system is already required in Dubai and Abu Dhabi.
This will guarantee that every employee in the United Arab Emirates is insured.
Patients who are admitted to the hospital for medical treatment or surgery will have their treatment costs covered by the package, with a 20% co-payment for inpatient care. The insured, including prescription drugs, pays a maximum of Dh500 each visit, with an annual cap of Dh1,000. The insurance provider pays 100% of treatment expenses over specified caps.
